Introduction

This book and course were written in conjunction from a Regulatory
Aspect, if followed correctly it is a definite means of placing the force
of law in action by utilizing the intent of House Resolution 3221 and
the Housing and Stabilization Act of 2008, hence, the birth of HAMP
and non-HAMP Modifications to the Troubled Asset Relief Program.
For instance, whether written or implied while undergoing the loan
modification negotiations process, the lender is precluded from moving
forward in cases of Foreclosure by virtue of USC 12 U.S.C. § 2607(b)
and 11 U.S.C. § 362(k)(1). Contains Loan Modification Self Help,
Credit Restoration, Hardship and many other forms including where to file