Loan Modifications/Reductions

BIG APPLE TITLE & TRUST, INC.

WE ARE OFFERING LOAN MODIFICATION, REDUCTION & FORECLOSURE RESEARCH SERVICES.

1 out of 10 homeowners are in distress.  Florida Statutes governing Modifications set forth that before receiving any money for performing Modification Services the company must state the below in writing:

1. Present to you for your approval an Agreement setting forth the services to be provide;
2. Amount of time required to complete each task;
3. Costs associated during each phase of completed work;
4. Desired outcome; and
5. Anticipated completion date

We are a team of licensed professionals, capable and willing to provide all of the above and get the job done correctly.  We do not intend to hurt your family or leave you in worst shape and that is why our Credentials are listed below!

RCW 31.04.297

Third-party residential mortgage loan modification services providers — Duties — Restrictions.

1. In addition to complying with federal law and all requirements for loan originators under this chapter, third-party residential mortgage loan modification services providers must:
   1. Provide a written disclosure summary as described in RCW 31.04.293;
   2. Not receive advance fees;
   3. Not charge total fees in excess of usual and customary charges, or total fees that are not reasonable in light of the service provided; and
   4. Immediately inform the borrower in writing if the owner of the loan requires additional information from the borrower, or if it becomes apparent that a residential mortgage loan modification is not possible.
2. As a condition for providing a loan modification or loan modification services, third-party residential mortgage loan modification services providers and individuals servicing a residential mortgage loan must not require or encourage a borrower to:
   1. Sign a waiver of his or her legal defenses, counterclaims, and other legal rights against the servicer for future acts;
   2. Sign a waiver of his or her right to contest a future foreclosure;
   3. Waive his or her right to receive notice before the owner or servicer of the loan initiates foreclosure proceedings;
   4. Agree to pay charges not enumerated in any agreement between the borrower and the lender, servicer, or owner of the loan; or
   5. Cease communication with the lender, investor, or loan servicer.
3. Failure to comply with subsection (1) of this section is a violation of RCW 19.144.080.

[2013 c 29 § 12; 2010 c 35 § 11.]

customadesign.info/bigapple/ and e-mail: info@bigappletitleandtrust.com

(347) 829-6712 or (813) 381-9759